Your Health Care Benefits

The Board of Trustees is pleased to welcome you to the new Health Care benefits website for the Teamsters and Food Employers Security Trust Fund. The medical plan options (including prescription drugs), along with the Dental Plan, Vision Plan and AD&D benefits are listed below.

A Benefit Program is applicable to you and your Dependents only if it is provided for under the terms of the Collective Bargaining Agreement between your Employer and your Union which is currently in effect, under which you are employed, and for which your Employer specifically contributes.

If you are a retired Employee, you and your Dependents will be eligible for the Hospital-Medical benefit and Prescription Drug programs if: (1) you meet the eligibility requirements and, (2) these benefits are provided under the terms of the current Collective Bargaining Agreement between your last Employer and your Union which covers the position in which you were formerly employed, and for which your last Employer specifically contributes to the Trust Fund.

The Teamsters and Food Employers Security Trust Fund provides five Benefit Programs for Active Employees and their Dependents as well as two Benefit Programs for Retired Employees and their Dependents.

Medical Benefits

The Teamsters and Food Employers Security Trust Fund offers the following plans: Blue Cross PPO, Aetna HMO, and Kaiser HMO.


Prescription Benefits

The Teamsters and Food Employers Security Trust Fund maintains this plan to help cover many of the costs of your family’s prescription drug needs. All eligible Active Employees and Retired Participants enrolled in the Indemnity Medical and HMO programs (except for members of Kaiser Senior Advantage) are eligible for prescription drug benefits provided through a service contract with Broadreach Medical Resources, Inc (BMR). If you are a member of Kaiser’s Medicare Advantage Plan (Senior Advantage), you will receive your prescription drug benefits directly from Kaiser.


Dental Benefits

The Teamsters and Food Employers Security Trust Fund offers you a choice of dental care programs - a PREPAID DENTAL PLAN which requires you to use one of a list of "Dental Offices" which are part of the Plan, or an INDEMNITY DENTAL PLAN which permits you to go to any Dentist of your choice. In addition, for Indemnity Dental Plan Participants, the Trustees have contracted with Western Dental Plan Management, Inc. to provide services at special rates when you obtain services from a panel Dentist. You are urged to review and compare the Dental plans carefully so that your choice of a plan will enable you to best maintain your dental health and that of your Dependents.


Vision Benefits

The Vision Care Program is administered by the Board of Trustees of the Teamsters and Food Employers Security Trust Fund, through a service agreement with Vision Service Plan. Vision Service Plan (VSP) is a joint venture of various state vision service corporations. Through these service corporations and their panel of over 14,000 providers, professional vision care is provided to Participants enrolled in VSP by the Trust Fund. Care may be obtained from a VSP panel provider or any other provider subject to the conditions of plan benefits.


Life Insurance

Death and Accidental Death and Dismemberment benefits are provided only for active Employees. The Trust Fund does not provide Death and Accidental Death & Dismemberment benefits for your Dependents.

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